Cash Flow to Help
Your Business Reach Its Potential

We provide the working capital. You keep your business growing.

A lack of cash flow can break businesses. Accounts receivable financing or factoring helps increase your sales so you can continue to build your customer base – and increase your profits.


You won’t have to wait weeks to turn your outstanding invoices into cash. We’ll give you immediate access to funds from the sales you’ve made, allowing you to keep working toward your goals and expand your business.

We’ll help you focus on running your business


Chasing down unpaid invoices was never part of your plan. Neither was relying on those payments to build your business. Working with us frees you up to keep making sales.

Get Your Cash Fast

You won’t wait 30, 60, or 90 days to get paid. We’ll deliver your funds within 24 hours after receiving a verified invoice.

Save Time and Money

Eliminate stress by leaving the back-office work of tracking invoices, generating accounting reports, and following up on past due invoices to us.

Work with Industry Experts

You’re not just getting financing — you’re working with specialists. We’ve seen every situation and are ready to handle it in an efficient, professional manner.

Experience a Personal Touch

As a small business ourselves, we go the extra mile to help our clients succeed. Our team provides dedicated customer service whenever you need us.

Read what our clients are saying

  • "As a small business owner for 4yrs, working with Sky business credit has been the best decision we’ve made! It’s been a year with absolutely no issues. I would and do recommend Sky business to any business big or small. All the ladies in the office are amazing, but I have to say that Shelby does go above and beyond, Shelby is so great to talk to. Sky is not just a company, they are practically family for us!"

    Veronica Madrid

    Owner, small contracting company

  • "If your company struggles with cash flow, Sky Business Credit LLC is the solution. Our firm began working with Sky in May 2020 and the experience has been exceptional from the people servicing our account to the easy, streamlined process in providing needed capital for our business operations. Gail Reints, Shelby Reints and Beverly Milici are all extremely knowledgeable in the factoring field and provide the highest level of customer service. I highly recommend Sky for your business needs."

    Nick Frisone

    Owner, legal collections firm

  • "I was referred to Sky Business when I was just starting my company - best decision ever! Gail was so wonderful when walking us and through the process of getting things set up and transitioning our customers. Beverly & Shelby are AMAZING to work with - hands down the best back office support we needed. Small or big....they are part of your team and care about you and your business. I definitely recommend them for your funding!"

    Christine Rosenberg

    President, staffing agency

  • "After six months working together, I consider Sky Business Credit as an extension of our team and Beverly has been a wonderful asset to our organization. I sincerely don't know what I would do without her personal support, flexibility and amazing disposition. She is extremely organized, well managed and stays on top of our accounts with great communication and professionalism."

    Michael Barney

    Operations Manager, staffing services

  • What Makes Up a Good Invoice?

    A good invoice is necessary for a few reasons: It’s a legally enforceable agreement between a business and its clients for services or products rendered and payment owed. It helps to ensure prompt payments. It helps businesses track sales and manage finances. It helps businesses maintain a strong professional image An invoice is a legal […]

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    How Factoring Saved a Business

    Joe’s* business performs collections of past-due utility bills for a large city. It’s a straightforward gig: the city tells him exactly how much they’re going to pay him they tell him when they’re going to pay him his only expense is payroll Unfortunately, Joe consistently had a 10-14-day shortfall between payment and payroll. For years, […]

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    11 Factoring Myths Busted

    Factoring may be one of the most underutilized yet effective forms of funding for a growing business. It may also be one of the most misunderstood and overlooked types of funding. Below, Sky Business Credit addresses and explains 11 myths about factoring. Myth 1: Factoring is for companies having financial problems. Factoring is not for […]

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